Approval process takes 6 hours, loans funded in 24 business hours.

Many small businesses rely on borrowed capital to fuel growth and other initiatives. Depending upon the nature of the business need, a business’ credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before.

The local bank has been small business source for borrowed capital—and still remains a viable option for those businesses that can meet their potentially strict criteria. Nevertheless, there are additional choices, which could make sense for your business, once you understand the landscape of potential loan options. Some of these options could be a good fit for very young companies and others help solve some of the challenges faced by almost every small business.


Approval process takes 6 hours, loans funded in 24 business hours.


A merchant cash advance allows a business owner, who has receivables streams, to obtain an advance of the funds regularly flowing through the business’ merchant account.

A merchant cash advance (MCA) is not a loan, but rather an advance based upon the future revenues or credit card sales of a business. A small business can apply for an MCA and have an advance deposited into its account quickly.

Merchant cash advance providers evaluate risk and weight credit criteria differently than traditional bankers do. An MCA provider looks at the daily receivables or credit card receipts to determine if the business can pay back the advance in a timely manner. Basically, the small business is selling a portion of future revenues or credit card sales to acquire capital immediately.


Approved and Funded in 24 hours.

The Business Loan world has changed to say the least, and small to mid-sized businesses are finding it more & more difficult to gain access to working capital and business loans alike. 


     Business loan alternatives provide small business loan options to business owners across America with access to the working capital or financing they need.  

    Our financing options are flexible and customized to fit a business owners needs. Clients use the working capital  to renovate, expand, buy out partnerships, increase inventory, add additional advertising, or catch up on unpaid bills, rents, leases or taxes. 

    Unlike FDIC insured banks and traditional lending agencies, our funding procedures are much faster and simple to access for business owners. We can loan up to 4 million dollars in 5 to 7 days.

Bad Credit, Tax Lien or Bankruptcy on your record. We can help.